The Nellova Ethos
We're reimagining finance as a force for planetary regeneration and community empowerment.
Banking as Nature Intended
At Nellova, we've built the first financial platform that combines DeFi innovation with regenerative economics. Our proof-of-stake blockchain infrastructure consumes 99% less energy than traditional banking systems while delivering superior transparency.
Through our decentralized autonomous organization (DAO), members collectively govern how capital is allocated to climate solutions, local cooperatives, and ethical enterprises. This isn't just banking—it's financial permaculture.
Regenerative Accounts
Earn competitive yields while automatically funding verified carbon sequestration projects through our smart contract system.
Ethical Commerce
Our payment gateway rewards sustainable purchases with tokenized impact credits redeemable across our partner network.
Biodegradable Cards
Industry-first plant-based payment cards embedded with native carbon offset tracking via IoT sensors.
Radical Transparency
All financial flows are recorded on our public blockchain ledger, with impact metrics verified by our network of ecological auditors.
- 100% reserve banking - we never fractionalize deposits
- Open-source algorithms for financial products
- Real-time ESG impact dashboard for all transactions
The Collective
A diverse network of blockchain pioneers, ecological economists, and community organizers.
Dr. Amara Patel
Chief Regeneration Officer
Javier Mendez
Decentralization Architect
Nia Johnson
DAO Community LeadOur Solutions
Earth Vault
Our non-custodial DeFi savings protocol automatically allocates a portion of yields to verified regeneration projects of your choice.
Phoenix Cards
Plant-based payment cards that decompose in 6 months. Each purchase plants mangrove trees through our smart contract system.
Impact Index
Algorithmically balanced portfolio of regenerative agriculture, renewable energy, and circular economy securities.
Carbon Bridge
Seamlessly convert between fiat and tokenized carbon credits through our regulated exchange portal.
Ethical Commerce
Payment gateway that automatically calculates and offsets the ecological footprint of every transaction.
Resilience Loans
Community-funded microcredit for regenerative projects with repayment terms tied to ecological performance.
Community Voices
“Finally a bank where my deposits actively heal the planet rather than fund destructive industries. The transparency dashboard showing exactly where my money is working is revolutionary.”
Priya K.
Organic Farmer & Member since 2021
“As a developer, I appreciate how Nellova's open APIs let me build custom sustainability features into my financial apps. Their DAO governance model ensures the platform evolves with community needs.”
Marcus T.
Blockchain Engineer
“Our cooperative secured a Resilience Loan to transition to regenerative practices. Unlike traditional banks, Nellova understood our holistic business model and offered repayment terms tied to soil health improvements.”
The Nguyen Family
Fair Trade Coffee Collective
“Teaching financial literacy with Nellova's tools has transformed how my students understand money's relationship with ecology. The visual impact tracker makes abstract concepts tangible.”
Dr. Elena M.
Economics Professor
Membership
Seedling
- Basic regenerative checking
- 1% automatic carbon offset
- DAO voting rights
- Impact investment access
- Biodegradable debit card
Forest
- Premium checking + savings
- 3% automatic carbon offset
- Basic DAO voting rights
- Impact investment portal
- Priority governance
Canopy
- Full suite of financial services
- 5% automatic carbon offset
- Enhanced DAO voting power
- Private impact deals
- Biodegradable metal card
Frequently Asked Questions
How does Nellova ensure ecological impact?
Every financial product is designed with embedded sustainability. Our smart contracts automatically allocate a percentage of transaction fees to verified regeneration projects, with full transparency via blockchain tracking.
What makes your banking decentralized?
We operate as a DAO (Decentralized Autonomous Organization) where members govern key decisions through voting. Funds are held in non-custodial wallets, and our infrastructure runs on a carbon-neutral blockchain network.
How are funds protected?
We combine blockchain security with traditional safeguards: 100% reserve banking, multi-signature wallets, and insurance coverage. All smart contracts undergo quarterly audits by independent security firms.
Can I track my climate impact?
Absolutely. Your dashboard shows real-time metrics: carbon offset, trees planted, and renewable energy funded through your transactions—all verified on-chain.
What cryptocurrencies do you support?
We currently support ETH and our native ECO token, with plans to integrate other climate-positive cryptocurrencies that meet our proof-of-stake requirements.
How does governance participation work?
Members earn voting power through account activity and ECO token holdings. Proposals range from interest rates to new impact projects—all decided communally.
Are you available internationally?
We currently serve 35 countries with plans to expand. Our services are designed to be borderless, leveraging decentralized finance protocols.
How do you verify ecological claims?
Through our network of IoT sensors, satellite monitoring, and partnerships with accredited environmental auditors—all data is immutably recorded on our blockchain.
Regenerative Loans
Our unique lending model ties interest rates to ecological performance—the more positive impact your project creates, the better your terms become.
DAO Consultation
Get guidance on participating in our decentralized governance system, from proposal drafting to impact investment strategies.
Impact Insights
How DAOs Are Revolutionizing Conservation Finance
Exploring how decentralized organizations are creating new models for funding ecosystem restoration at scale, with transparency impossible in traditional systems.
The Lifecycle of Our Plant-Based Payment Cards
From hemp cultivation to compostable decomposition—a behind-the-scenes look at our sustainable card production that's reducing banking's plastic footprint.
Q2 Impact Report: 12,000 Tons CO2 Sequestered
Detailed breakdown of how member transactions funded mangrove restoration, solar microgrids, and regenerative agriculture projects worldwide.